When you’re dealing with a new or worsening disability, it can be extremely frustrating. You may not be completely unable to work, but you may find it hard to work regularly or to predict your symptoms.
If you’ve been looking into applying for Social Security Disability, you should know that you will need to meet the requirements within the Social Security Blue Book or to get a compassionate allowance to qualify. Unfortunately, you cannot get Social Security Disability Insurance for partial disabilities.
How do you know if you have a partial disability or a full disability?
Sometimes, people think that they are only partially disabled but actually qualify for a full disability benefit. To qualify for Social Security Disability, you need to show that:
- You can’t do substantial gainful activity or work because of your medical issues.
- You aren’t able to do the work you did before or adjust to new kinds of work because of the medical issues you have.
- Your medical condition is expected to last for at least a year.
- Your condition, while it may not last for a year, is expected to lead to death.
If you can meet these qualifications, then you can apply for SSDI.
Why doesn’t the Social Security Administration cover short-term disabilities or partial disabilities?
Realistically, the program is there to provide a safety net for those who cannot support themselves in the long-term or who need financial support for a terminal illness. The Social Security program has rules that make the assumption that families will be able to provide at least some amount of support to their loved ones when they’re dealing with shorter-term disabilities or illnesses. Additionally, many people with partial disabilities are able to work or maintain the same standard of living after making some adjustments, which means that they may not need the same kinds of support as those who have more serious, long-term disabilities.
Knowing these things, the simple answer is that you’re not able to get SSDI for partial disabilities, but you can look into it to see if you may actually qualify based on your circumstances and the way your disability affects you.