The people who apply for Social Security Disability Insurance (SSDI) benefits are typically unable to work because of their medical conditions. They need the financial support offered by SSDI and may struggle to cover their basic cost-of-living expenses without it.
Unfortunately, a significant percentage of the people who apply for SSDI benefits receive rejection notices instead of approval letters. They find themselves worrying about how long an appeal will take or what other options they may have to pay their bills.
Some people do eventually get benefits when they appeal, often because they’d made some kind of mistake while applying. What are three of the most common reasons that SSDI applicants don’t get approved by the Social Security Administration (SSA)?
1. They make technical application mistakes
All it takes is failing to fill out certain fields on an application or inputting the wrong information for the SSA to decline your benefits request on a near technicality. People trying to apply on their own behalf are prone to making oversights and mistakes, especially if they have a hard time understanding the instructions provided by the SSA.
They might even submit the wrong paperwork altogether. Thankfully, that people can correct such issues on appeal, especially if they have the support of a lawyer.
2. They don’t provide medical records
You need strong medical documentation validating your diagnosis and the way your condition affects your life. Simply having a potentially disabling condition does not inherently qualify you for SSDI.
You need to have medical documentation of the condition’s impact to show that it is severe enough for you to qualify. You may need to submit additional medical records when you appeal the rejection of your claim.
3. They don’t have a sufficient work history
Sometimes, workers believe that they will qualify for SSDI benefits, but their part-time employment or lengthy sabbatical from employment may compromise their ability to qualify for benefits.
Most applicants have a better chance of getting the benefits they need if they cooperate with a lawyer during their initial application stage. Those rejected after an application could benefit from having legal support during the appeals process. Learning why the SSA rejected your SSDI claim can help you successfully get the benefits you need.